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When you apply for a loan, the bank usually wants to know what you can put up as collateral. Yet not all forms of collateral are as appealing to banks as others. Find out why lenders need collateral and what qualities they look for in it.

Santander offers euro1.3B to reimburse Madoff clients (AP)
AP - Spain's Banco Santander offered euro1.3 billion ($1.7 billion) Tuesday to reimburse clients who lost money in New York financier Bernard Madoff's alleged pyramid scheme in the U.S.
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